I was just reading over my Wells Fargo checking account online. And for the second time today, I wanted to make a note on a transaction. I saw gibberish and googled to see how I had spent $112 at an unrecognizable vendor. Well, I found out right away from my Google search and wanted then to annotate so that later I would remember what the transaction is.
We've all gotten used to the ability to see (read only) our bank transactions at our banks' online sites. How about let me annotate your often gibberish entries in a memo field and ideally categorize according to my categories? Now you are helping me. Why not?
This idea wouldn't occur to me if (1) it wasn't useful and (2) other programs weren't moving in this direction. Online is moving there. Let's go!